What you need to know to find your Dream Estate Home

What you need to know to find your Dream Estate Home 

In recent years, secure estates have rapidly become one of the most sought-after residential options in the country, accounting for more than a quarter of the value of South Africa’s total residential property market.

Offering a blend of lifestyle, safety and community, estate living appeals to a wide range of buyers, from young professionals and growing families to retirees seeking peace of mind and, with access control, private amenities, and well-maintained surroundings, secure estates often promise a higher standard of living and long-term investment potential.

However, buying a home in a secure estate is not just about falling in love with the beautifully manicured lawns and 24/7 security, so before you sign on the dotted line, it’s essential to look beyond the surface.

Here’s what you should consider to ensure that your purchase aligns with your lifestyle, financial goals and long-term needs.

1. How Secure Is It—Really?

Security is a major drawcard, but not all estates offer the same level of protection. Do your homework: are there electric fences, CCTV cameras, guard patrols or biometric access? Talk to current residents or check online forums to find out how well these systems work in practice. Remember, an estate's reputation not only affects your peace of mind but can also influence future resale value and even insurance costs.

2. Location Still Matters

Even within a secure estate, location matters. Is the estate conveniently located near schools, shops, hospitals, or major roads? A beautiful home loses its charm fast if you’re battling long commutes or lack of access to essentials. Look into planned developments in the area, as these can enhance both your lifestyle and property value. Also make sure the surrounding area is developing in a positive direction—check for future infrastructure plans or developments.

3. Does the Lifestyle Fit Yours?

Estates often come with appealing extras - think golf courses, parks, gyms or cycling trails. Some even have schools or daycare centres on site. But don’t get dazzled by amenities you’ll never use. Think about your lifestyle and choose an estate that complements your interests. For families, features like play areas, schools, or daycare facilities within the estate can be a huge plus.

4. Understand the Financials

Buying into an estate comes with more than just a mortgage. Monthly levies cover things like security, maintenance, and landscaping, but these can vary significantly. Make sure you know what’s included, whether there are any special levies planned and how fees compare with other similar estates. An estate that looks affordable today could become costly tomorrow.

5. Rules, Regulations, and Harmony

Each estate has its own set of rules covering everything from renovations to pet ownership. These are governed by a Homeowners’ Association (HOA), which ensures standards and smooth operations. Before buying, read the rules carefully. Are you comfortable living within those boundaries? After all, estate living means being part of a shared community.

A secure estate can be a fantastic investment if you choose wisely. By considering these key factors, you’ll find a safe, well-managed community that suits your lifestyle and protects your property’s long-term value.

By Yael Geffen, CEO of Lew Geffen Sotheby’s International Realty